These are the signs of a mole that's bad news: if the mole's shape is asymmetrical, the border is irregular, the color is inconsistent through it, or it is larger that 6mm (about a pencil eraser on the end of a pencil) in diameter. My Mole In Question was raised but dome-shaped and circular in shape. It was also "skin colored," or a light brown, not super-dark or black. If my Mole In Question were to change color or to develop dark spots inside it, I should return for a recheck.
Consider yourselves educated. And when in doubt, get it checked. My $30 copay is a hell of a lot cheaper than lots of worry, or worse, surgery and treatments for melanoma.